Scott
Wiederhold
Licensed insurance agent
Licensed insurance producer
TX Insurance #3221183
NPN 20747462
FIND your life insurance plan
Financial Resources
Graded Death Benefit Whole Life Insurance with death benefits ranging from $10,000 to $150,000 (in $5,000 increments).
50% of your available policy face value in a lump sum or monthly cash benefits of up to 8% of your policy face amount upon diagnosis of a chronic illness. (Maximum monthly cash benefits cannot exceed 90% of the available life insurance benefit.)
Up to 75% of your available death benefit can be accelerated for terminal illness.
10% of face amount reserved to help offset final expenses.
Aging is Inevitable.
If you’re like most, you want to age on your own terms.
BUT ARE YOU PREPARED TO DO SO?
80% of us wish to continue to live in our own homes, even if we need assistance.
2/3 of Americans age 65+ will need home care services in the future, which Medicare is not designed to cover.
HOW OUR PROVIDERS CARE WORKS
(A hypothetical example)
Meet Debra
At age 55, Debra purchased a $50,000 Policy with Chronic Care and Terminal Illness Riders with a monthly premium of $133.
Just two years after purchasing her policy, Debra took advantage of her discounted Wealthy care coordination services to help find in-home care for her parents.
At age 67, Debra suffered a stroke and her own care became a challenge to manage.
Debra had the option to either receive a lump sum of $25,000 or monthly payments of up to $4,000. Debra decided a monthly benefit of $2,000 would help pay for her care.
SEE IF YOU QUALIFY TO RECEIVE A QUOTE
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Available death benefit amounts ranging from $10,000 to $150,000.
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Premiums are fixed as long as you maintain the policy.
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Shorter grading periods than other insurance policies
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Living benefits available for chronic and terminal illnesses.
3 Things to know
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10% of your policy’s face amount will be payable to your named beneficiary which can be used to cover final expenses.
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Support services to help you find, schedule and manage a care team for you and your loved ones as well as tools and guidance to create an informed plan for aging.
After 6 months, Debra needed more care at home. She accelerated her monthly payments to $4,000. She received a total of 15 months of cash benefits to help offset the high costs of her care.
(Debra’s living benefits: 6 months at $2,000, 8 months at $4,000 and remaining $1,000 for 1 month equaling $45,000)
When Debra passed away, her family received $5,000 to help cover final expenses and provided additional financial support.
Scott Wiederhold helped set up IUL policies for my kids, explaining cash accumulation, growth potential, and long-term benefits in simple terms. He tailored the plans to fit our budget and goals, ensuring transparency and trust. Thanks to his expertise, my children have a solid financial foundation for their future.
- Nichole
Scott Wiederhold took the time to truly understand our needs, explaining policy conversions, level premiums, and every detail clearly. He stayed in contact throughout the process, ensuring I felt informed and confident. It felt like a collaboration rather than a sales pitch, and I’m grateful for his professionalism and care.
- CA resident NF
TESTIMONIALS
Scott Wiederhold
Licensed insurance agent | Licensed insurance producer
TX Insurance #3221183 | NPN 20747462